ANNOUNCEMENT: The final merit list for Intermediate students at Akhuwat College, Kasur is out now.

ANNOUNCEMENT: The final merit list for Intermediate students at Akhuwat College, Kasur is out now. ANNOUNCEMENT: The final merit list for Intermediate students at Akhuwat College, Kasur is out now. ANNOUNCEMENT: The final merit list for Intermediate students at Akhuwat College, Kasur is out now.
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Loan Products

Loan Products

Akhuwat Islamic Microfinance (AIM) provides interest-free loans to enable people and help them earn their living, grow their small businesses, and educate their children. AIM also supports farmers, empowers women and transgenders, facilitates building affordable houses, and contributes to overall social development.

Family Enterprise Loan

Family enterprise loans are offered by AIM for the establishment of a new business or the expansion of an existing one.

rikhsha

Duration

10 – 36 months

Range

10,000 to Rs.50,000

Profit Range

0% Interest Rate

Initial Application Fee

Up to Rs. 200

Mutual Support Fund Contribution

0% Interest Rate

Agriculture Loan

Loan farming

Duration

10 – 36 months

Range

10,000 to Rs.50,000

Profit Range

0% Interest Rate

Initial Application Fee

Up to Rs. 200

Mutual Support Fund Contribution

0% Interest Rate

Housing Loan

housing scheme

Duration

10 – 36 months

Range

10,000 to Rs.50,000

Profit Range

0% Interest Rate

Initial Application Fee

Up to Rs. 200

Mutual Support Fund Contribution

0% Interest Rate

Visit Your Nearest AIM Branch

Whether youre looking to apply for a loan or learn more about what we offer, we are here to assist you every step of the way. Visit your nearest branch for personalized support, or easily locate one by clicking the link below.

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Our Work

Akhuwat Islamic Microfinance (AIM) has been the cornerstone of our efforts since its launch in 2001. To date, it has disbursed more than PKR 230 billion in interest-free loans to 4 million families across Pakistan. Beyond microfinance, Akhuwat also works in the field of education under the umbrella of Akhuwat Education Services (AES). With a network of schools and colleges, Akhuwat ensures that children from underserved communities have access to quality education. Other projects include Akhuwat Clothes Bank (ACB), Akhuwat Khwajasira Support Program (AKSP), Akhuwat Relief and Disaster Management Program (ARDM) and Akhuwat Community Development Program. All of Akhuwat’s initiatives work with the common objective of creating a poverty-free and prosperous society.

Akhuwat’s Impact in Numbers

DISBURSED IN INTEREST-FREE LOANS
300 .0BPKR
RECOVERY RATE
90 %PKR
DISBURSED IN INTEREST-FREE LOANS
250 .0BPKR
ACTIVE LOANS
565 KPKR
CITIES
390 +PKR
TOTAL NO. OF LOANS
5.8 PKR
Data Collected As of June 30, 2025

Our Story

Before establishing Akhuwat, Dr. Saqib served in the Civil Services of Pakistan in the District Management Group (DMG). He also served as the General Manager of the Punjab Rural Support Program (PRSP). He had witnessed the devastating impact of poverty which encouraged him to dedicate his life to alleviating the suffering of the poor. One of Akhuwat’s initial loans was granted to a widow from Rasool Park where she was presented with Rs. 10,000 (USD 200 at the time) in the form of an interest-free loan. She bought herself two new sewing machines with this amount, earned a decent living, sent her children to school, and married her daughters in a simple wedding ceremony. She returned after 6 months to return the loan along with a request to give this money to someone else in need.

For the first eighteen months, Akhuwat didn’t have a proper office and was managed from a small cabin within the premises of PRSP. However, Mawakhat, the spirit of solidarity, and the commitment of the Akhuwat team persevered. More than two decades later, Akhuwat has disbursed more than PKR 230+ billion and opened offices in 350+ cities in Pakistan. Akhuwat has also spread its roots to other areas of life, such as education, healthcare, community development, and post-disaster rehabilitation.

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