ANNOUNCEMENT: The final merit list for Intermediate students at Akhuwat College, Kasur is out now.

ANNOUNCEMENT: The final merit list for Intermediate students at Akhuwat College, Kasur is out now. ANNOUNCEMENT: The final merit list for Intermediate students at Akhuwat College, Kasur is out now. ANNOUNCEMENT: The final merit list for Intermediate students at Akhuwat College, Kasur is out now.
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Disaster Management

Akhuwat Relief and Disaster Management Program (ARDMP)

Akhuwat Relief and Disaster Management Program (ARDMP)

Akhuwat is committed to helping people out in times of crises; financial, medical, or natural disasters. Akhuwat Relief and Disaster Management Program (ARDMP) was formed to cater to the individuals affected in times of natural disasters, such as earthquakes, floods, and COVID-19. During the difficult times of COVID-19 and the 2022 floods in Pakistan, Akhuwat provided rescue, relief, and rehabilitation services, offering interest-free loans to help families rebuild their lives and restore hope in their communities. Their timely assistance ensured that those affected could begin their journey towards recovery.

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Akhuwat Relief and Disaster Management Program (ARDMP)

Care that everyone
deserves

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How We Work

Whenever a natural disaster or a catastrophe happens, our team becomes active to monitor the situation of the disaster and understand the ways in which people are getting impacted.

We identify their immediate needs within the context of the natural disaster and begin procuring the material goods we can provide for immediate relief.

Once the immediate needs are determined and material goods procured, we begin providing relief measures to help and support the affectees in the best possible way.

COVID-19

The COVID-19 epidemic gripped not only Pakistan but the entire world. It threatened lives and led to a major economic crisis due to which millions lost their livelihood. To support fellow Pakistanis during these testing times, the Akhuwat and Dunya Foundation launched the Akhuwat-Dunya Interest-Free Emergency Loan. Through this fund, we helped more than 5000 families. Akhuwat also arranged the daily distribution of meal boxes via #AkhuwatFoodVans for the most marginalized and poor communities.

Our Relief Efforts

he COVID-19 pandemic adversely impacted economic activity, increasing unemployment and In order to provide relief to the most vulnerable, Akhuwat Corona Support Fund was established with the objective of providing prepared meals and ration packages to food-insecure families, emergency relief loans and grants to support declining economic activity and medical support to bolster hospitals and medical staff.

  • Corona Relief Loans & Grants
  • Free COVID-19 Testing
  • Ration bags & Groceries
  • Fresh Meals
  • Professional Medical Helpline
  • Financial Support to Hospitals

Dast-e-Mawakhat

With the onset of the COVID-19 pandemic, Akhuwat launched several programs, including the Dast-e-Muakhat Program, which was conceived in collaboration with Akhuwat College Kasur’s Community Service Club. The program aimed at mobilizing students enrolled in various Akhuwat educational institutions, to become active members in mitigating the effects of the virus in their respective communities. These students identified deserving families and then, distributed PKR 2,500 to each family. The program eventually enlisted 831 students, alumni, and teachers and provided financial aid to 4110 families across the country with a total disbursement amount of over 10 million rupees.

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2022 Floods Pakistan

In the summer of 2022, torrential monsoon rains caused unprecedented flooding across Pakistan. The monsoon produced record levels of rainfall, totaling 370mm between July and August— about 210% above the average. The torrential rain, combined with melting glaciers due to climate change, resulted in severe flooding across the country. Crops, livestock, infrastructure, homes, and livelihoods were uprooted en masse. The Post-Disaster Needs Assessment (PDNA) estimated a total damage of US $14.9 billion.

Our Flood Relief Efforts

45,000+ Families

Akhuwat provided cash assistance, averaging PKR 5,000 per family to help them buy food, water, and medicines.

 

45,000+ Families

Akhuwat provided cash assistance, averaging PKR 5,000 per family to help them buy food, water, and medicines.

 

45,000+ Families

Akhuwat provided cash assistance, averaging PKR 5,000 per family to help them buy food, water, and medicines.

 

45,000+ Families

Akhuwat provided cash assistance, averaging PKR 5,000 per family to help them buy food, water, and medicines.

 

45,000+ Families

Akhuwat provided cash assistance, averaging PKR 5,000 per family to help them buy food, water, and medicines.

 

45,000+ Families

Akhuwat provided cash assistance, averaging PKR 5,000 per family to help them buy food, water, and medicines.

 

Stories of Hope

The rains lasted for about three months. During that time, there were days when it poured relentlessly without pause. One time, we sat under a dripping roof for four consecutive days. The mill I worked at was closed, so we had no source of income. As if that was not enough, the foundation of our house gave way. Then began our days and nights under a tent. I would not wish such hardship on my worst enemy. Thank God, we have now built a stronger home for our family.

Abdul Aziz, Dera Ismail Khan, Khyber Pakhtunkhwa

The rains lasted for about three months. During that time, there were days when it poured relentlessly without pause. One time, we sat under a dripping roof for four consecutive days. The mill I worked at was closed, so we had no source of income. As if that was not enough, the foundation of our house gave way. Then began our days and nights under a tent. I would not wish such hardship on my worst enemy. Thank God, we have now built a stronger home for our family.

Abdul Aziz, Dera Ismail Khan, Khyber Pakhtunkhwa

The rains lasted for about three months. During that time, there were days when it poured relentlessly without pause. One time, we sat under a dripping roof for four consecutive days. The mill I worked at was closed, so we had no source of income. As if that was not enough, the foundation of our house gave way. Then began our days and nights under a tent. I would not wish such hardship on my worst enemy. Thank God, we have now built a stronger home for our family.

Abdul Aziz, Dera Ismail Khan, Khyber Pakhtunkhwa

The rains lasted for about three months. During that time, there were days when it poured relentlessly without pause. One time, we sat under a dripping roof for four consecutive days. The mill I worked at was closed, so we had no source of income. As if that was not enough, the foundation of our house gave way. Then began our days and nights under a tent. I would not wish such hardship on my worst enemy. Thank God, we have now built a stronger home for our family.

Abdul Aziz, Dera Ismail Khan, Khyber Pakhtunkhwa

The rains lasted for about three months. During that time, there were days when it poured relentlessly without pause. One time, we sat under a dripping roof for four consecutive days. The mill I worked at was closed, so we had no source of income. As if that was not enough, the foundation of our house gave way. Then began our days and nights under a tent. I would not wish such hardship on my worst enemy. Thank God, we have now built a stronger home for our family.

Abdul Aziz, Dera Ismail Khan, Khyber Pakhtunkhwa

The rains lasted for about three months. During that time, there were days when it poured relentlessly without pause. One time, we sat under a dripping roof for four consecutive days. The mill I worked at was closed, so we had no source of income. As if that was not enough, the foundation of our house gave way. Then began our days and nights under a tent. I would not wish such hardship on my worst enemy. Thank God, we have now built a stronger home for our family.

Abdul Aziz, Dera Ismail Khan, Khyber Pakhtunkhwa

COVID-19
2022 Floods
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Our Work

Akhuwat Islamic Microfinance (AIM) has been the cornerstone of our efforts since its launch in 2001. To date, it has disbursed more than PKR 230 billion in interest-free loans to 4 million families across Pakistan. Beyond microfinance, Akhuwat also works in the field of education under the umbrella of Akhuwat Education Services (AES). With a network of schools and colleges, Akhuwat ensures that children from underserved communities have access to quality education. Other projects include Akhuwat Clothes Bank (ACB), Akhuwat Khwajasira Support Program (AKSP), Akhuwat Relief and Disaster Management Program (ARDM) and Akhuwat Community Development Program. All of Akhuwat’s initiatives work with the common objective of creating a poverty-free and prosperous society.

Akhuwat’s Impact in Numbers

DISBURSED IN INTEREST-FREE LOANS
300 .0BPKR
RECOVERY RATE
90 %PKR
DISBURSED IN INTEREST-FREE LOANS
250 .0BPKR
ACTIVE LOANS
565 KPKR
CITIES
390 +PKR
TOTAL NO. OF LOANS
5.8 PKR
Data Collected As of June 30, 2025

Our Story

Before establishing Akhuwat, Dr. Saqib served in the Civil Services of Pakistan in the District Management Group (DMG). He also served as the General Manager of the Punjab Rural Support Program (PRSP). He had witnessed the devastating impact of poverty which encouraged him to dedicate his life to alleviating the suffering of the poor. One of Akhuwat’s initial loans was granted to a widow from Rasool Park where she was presented with Rs. 10,000 (USD 200 at the time) in the form of an interest-free loan. She bought herself two new sewing machines with this amount, earned a decent living, sent her children to school, and married her daughters in a simple wedding ceremony. She returned after 6 months to return the loan along with a request to give this money to someone else in need.

For the first eighteen months, Akhuwat didn’t have a proper office and was managed from a small cabin within the premises of PRSP. However, Mawakhat, the spirit of solidarity, and the commitment of the Akhuwat team persevered. More than two decades later, Akhuwat has disbursed more than PKR 230+ billion and opened offices in 350+ cities in Pakistan. Akhuwat has also spread its roots to other areas of life, such as education, healthcare, community development, and post-disaster rehabilitation.

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